August 10, 2008

A Personal Injury Attorney Can Save The Day

by Harry Potluck

If you intend to file a claim with an insurance company you may feel very vulnerable and uncertain. The truth is that you are. Insurance companies are professionals in endurance and their first offer is always the lowest possible.

Are you concerned that you may not have a case? Have lost everything that is irreplaceable? If not, and there was no damage, then you probably do not have a cause.

If you have been involved in an auto accident and the driver of the other car was at fault, uninsured or underinsured you should definitely consult an attorney. In some states, you only have a limited amount of time to take legal action against the uninsured driver. Some insurance policies require arbitration agreements between you and the uninsured to be reached within 60 days after the day of the accident.

In order to get what you deserve from an insurance company you must have control of all of the facts and a thorough understanding of insurance and liability law. The most important thing that you can do if you are seriously injured is to document every fragment of your injury and every part of your treatment.

Always follow up with the doctor and go to the hospital so you have all required paperwork.

Personal injury lawyers generally require compensatory damages. The reason for this request is to bring the score back to where they were before the accident. Prosecutors call that making the customer whole.

Personal injury lawyers will likely ask for compensatory damages. The reason for this claim is to get the client back to where they were prior to the accident or injury. Lawyers refer to this as making the client “whole.”

Lawyers will ask the courts for general damages. These are losses that can’t be given a dollar amount. The loss of a spouse or child falls under this category.

When the defendant has been found to be guilty intentionally or through negligence, punitive fees are often requested. These are damages that go far past the actual monetary damage caused by the defendant. A lawyer who has expertise in injuries will know everything about punitive damages.

When a defendant has been found to be willfully harmful or negligent, punitive charges are often asked for. These are damages that go above and beyond the actual financial harm done by the defendant. A lawyer that specializes in personal injury will know all about punitive damages.

There is too much at stake to jeopardize not hiring an attorney. Visit a few near your location and feel free to ask questions. See if anyone that you know can give you a referral.

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Filed under Law & Ethics by Harry Potluck

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