August 10, 2008

The Positive and Negative Side of Prepaid Cellular Phone Plan

by Alice Sy

A prepaid cellular phone plan is just like any other phone plans that you take advantage. The only difference is the manner of paying the bills. In a post paid plan, you would pay after you use the service while in a prepaid phone plan, service operates after a costumer has purchased it before using.

Most buyers who seek a budget phone plan usually go for a prepaid cellular phone plan. This is because the prepaid cellular phone plan saves money and limits credit.

How is this going to help a person with a small budget? The prepaid cellular phone plan doesn’t let the consumer exceed the limits of his paid plan. Once he consumes all of his prepaid credit, he can no longer use the phone services. This has a huge effect on the discipline and spending willpower of the consumer.

How to use a prepaid cellular phone plan? It’s simple. All you have to do is buy a cell phone. Then, set your prepaid plan and the amount of service you wish to enjoy. For some plans, you pay for the number of minutes you want to use up - say between 30 to 1000 minutes.

For others, you enjoy a prepaid cellular phone plan service base on the amount of calling card you purchased, like $25. When you used up the time, you phone will simply stop the call and you have to buy for another card. In this way, you won’t end up over charge.

With a prepaid cellular phone plan, there are no more hassles of using a cell phone. All you have to do is buy a cell phone unit and then purchase a prepaid card which will load your phone. The minutes of calls and the number of messages you can send depends on how much your prepaid credit is.

Prepaid cards can be purchased in various places offline. They can also be bought online in carrier websites and carrier stores. Prepaid cards have expiration dates when you load them into your phone. You have a number of days or weeks to use the load depending on the amount of the prepaid card you purchased.

A prepaid cellular phone plan may sound very convincing, but you should think hard first before choosing this over the post paid plan. In the long run, post paid plans give much bigger savings especially when it comes to calls. Post paid plans have lower call rates compared to prepaid plans.

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Filed under Cell Phones & Plans by Alice Sy

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